Important Notice

This Department received the Police’s notification that its investigation has revealed that there are swindlers imitating to be insurance agent and selling fake motor vehicle third party risks insurance policies through advertisements on the internet.  According to the Police’s preliminary investigation, swindlers would fabricate motor vehicle insurance policies of different insurance companies, and those have been revealed so far include China Ping An Insurance (Hong Kong) Limited (Hotline: 2827 1883), Direct Asia Insurance (Hong Kong) Limited (Hotline: 2884 8888), QBE HongKong & Shanghai Insurance Limited (Hotline: 2877 8488), Tokio Marine and Fire Insurance Company (Hong Kong) Limited (Hotline: 2529 4401) and Zurich Insurance Company Limited (Hotline: 2968 2222).  Some policies also involved a “Lip Shing Insurance Brokers Limited”.

If you have any doubts about the insurance cover that you have purchased for your vehicle, you should contact and confirm with the relevant insurer direct for verification immediately.

Please note that according to the Motor Vehicles Insurance (Third Party Risks) Ordinance, Cap 272, any person (including the registered vehicle owner) has the responsibility of ensuring the presence of a valid third party risks insurance policy for the vehicle concerned whilst using it on roads.

If a vehicle is used on a road without a valid third party risks insurance, the persons concerned (including the registered vehicle owner) commit an offence and are liable to a fine of $10,000 and to imprisonment for 12 months, and will also be disqualified from holding or obtaining a driving licence (for a period of 12 months to 3 years).  The Commissioner for Transport may also refuse to license the vehicle concerned or cancel the vehicle licence concerned in accordance with the Road Traffic Ordinance, Cap 374.

Please ensure that your vehicle has valid third party risks insurance whilst being used on roads.

Transport Department
October 2016